Top Three Reasons Why You Need Auto Insurance

Are you on the fence about getting car insurance? As a driver, insuring your car is crucial (and even mandatory), but some do choose to opt out of it. In fact, approximately 1 in 7 drivers do not have auto insurance coverage.

But there is another fact to consider: according to the National Highway Traffic Safety Administration, more than 6 million auto accidents occur in the U.S. each year. This means that if you’re a frequent driver, the odds of remaining safe on the road may not necessarily be in your favor. Here are five other reasons why you should invest in an auto insurance plan:

1.    You save in the long run – And we’re not just talking about your life. If you have ever been in a fender bender situation, you know that accidents are more than just an inconvenience. If you’re uninsured, your time, energy and bank account also takes a hit (worst case scenario, your assets may be jeopardized as well). However, if you have car insurance, your situation will be in the hands of an expertise who will help you through the post-accident process – saving time, money, and headaches.

2.    You have peace of mind on the road – Perhaps you’re not the offender, but the offended. After all, what happens around you is beyond your control. The reckless fast-laners, road ragers, and multi-tasking drivers – having auto insurance coverage may protect you from them all. In other words, investing in a reliable auto insurance policy is smart planning.

3.    You may face some legal issues without it – “It’s the law!” rings true, especially regarding auto insurance (although may still drive without it, as mentioned before). Most states require its drivers to get insurance – even individuals with a learner’s permit. Consequences include having your license suspended or even losing it altogether.

In essence, it’s always better to be safer than sorry. Even if you’re on a tight budget, there are affordable insurance plans available for your specific needs and circumstance.

Ready to be a “smart planner”? Feel free to contact a Cost-U-Less Insurance agent for a free quote!